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At first glance, the difference between homeowners insurance and renters insurance seems obvious. One is for people who own a home and one is for people who rent. There are, however, other large distinctions concerning the two. Homeowners insurance focuses first and foremost on rebuilding your home. Companies quote rates based on two factors: quality […]

You may believe that you don’t need renters’ insurance. After all, if anything happens to the apartment, your property, or to your guests the landlord’s insurance will cover it, right? Wrong. Many damages that occur to people or property may not be covered by the landlord’s insurance, especially if you signed a lease that minimizes […]