Professional liability insurance covers liability for damages arising from the rendering of or failure to render professional services. Protect yourself and your business from claims not covered by commercial general liability coverage. Professional liability insurance, also referred to as professional indemnity insurance, protects professional personnel against negligence claims made by their patients or clients. Professionals […]
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Our Blog
A Winter State of Mind One of the joys of the trucking business is the ability to travel across the country and experience the beauty and differences of roads from coast to coast. However, this also means you have to be prepared for all types of driving conditions. The winter months make for treacherous road […]
- February 3, 2017
Because Commercial Motor Vehicle (CMV) drivers often travel to new cities and towns, they may be unfamiliar with the roadway and feel compelled to read a map or directions while driving. The Large Truck Crash Causation Study (LTCCS) reported that 22 percent of large-truck crashes occurred when CMV drivers were unfamiliar with the roadway. Below […]
- January 25, 2017
The Federal Motor Carrier Safety Administration (FMCSA) mandates that any hauler of goods operating in interstate commerce must comply with their standards of cargo securement. These regulations are based on the North American Cargo Securement Standard Model Regulations, and FMCSA published the standards to reduce the amount of accidents caused by shifting or falling cargo. […]
- January 6, 2017
Much like individuals need car insurance for their personal vehicles, business owners need insurance for the vehicles they use to operate their business. How much coverage a business owner needs depends on how many vehicles they use for their business. How they use those vehicles also affects coverage. Personal Auto Policy vs Business Auto Policy […]
- December 20, 2016
Protecting your organization from cyber-attacks is vital. However, safeguarding your business data is not enough. Cyber-attacks are increasing in frequency and severity. In October of this year, a massive DDoS attack downed a number of major websites across the United States and Europe. Without access to these sites, numerous companies were unable to perform their […]
- December 6, 2016
Manufacturers insurance provides a variety of coverage to meet your business’ needs. It includes business owner’s insurance (BOP), workers’ compensation insurance, and commercial vehicle coverage. Business Owner’s Insurance (BOP) This protects your business from legal claims and business interruptions. It often provides general liability and loss of income coverage as well. Some examples of covered […]
- November 22, 2016
In today’s volatile business environment, preparation is essential to survival. Advance documentation of individual and corporate roles and responsibilities in response to a catastrophic event is the key to recovering your business. But even in the absence of catastrophe, businesses are constantly exposed to risk. Understanding and controlling this risk is the key to maintaining […]
- September 8, 2016
Shippers once relied on the fact that carriers were liable for freight until it was delivered safely at its destination. Recently, however, the contracts negotiated between a shipper and a carrier often blurs the lines of who is responsible in cases of cargo theft, injury or property damage during the transportation of freight. It’s important […]
- July 6, 2016
Risk comes from many sources inside and outside your business. Risk management strategies include evaluating your risk factors and reducing as many risks as possible. You can’t eliminate all potential risks, however, so you also need to create a risk management plan for those hazards you can’t avoid. Evaluate Your Risk – It is never too […]
- June 7, 2016