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Shippers once relied on the fact that carriers were liable for freight until it was delivered safely at its destination. Recently, however, the contracts negotiated between a shipper and a carrier often blurs the lines of who is responsible in cases of cargo theft, injury or property damage during the transportation of freight. It’s important […]

You may believe that you don’t need renters’ insurance. After all, if anything happens to the apartment, your property, or to your guests the landlord’s insurance will cover it, right? Wrong. Many damages that occur to people or property may not be covered by the landlord’s insurance, especially if you signed a lease that minimizes […]

Risk comes from many sources inside and outside your business. Risk management strategies include evaluating your risk factors and reducing as many risks as possible. You can’t eliminate all potential risks, however, so you also need to create a risk management plan for those hazards you can’t avoid. Evaluate Your Risk – It is never too […]

Cyber attacks are growing increasingly prevalent and menacing across the country. Businesses of all types have proven vulnerable, and large quantities of data have been compromised. There are a number of steps that effectively reduce the likelihood that cyber attackers will successfully penetrate your sensitive data, but there are no guarantees. Even a number of the […]

When you’re a homeowner you need home insurance to protect your property and valuables. But did you know that there are ways to reduce your premiums and ensure your claims are paid? Learn these strategies to keep your property values up and your insurance premiums down. Preventative Maintenance Insurers price homeowner premiums according to the […]

Automotive technology has grown dramatically in the last 10 years. Much of this technology is dedicated to enhancing the safety of operating a passenger vehicle. Collision avoidance technologies now abound in a variety of mass market vehicles. The most reliable thus far has proven to be front crash prevention. These systems manifest fewer crash-related insurance claims, […]

Regulatory standards are often based upon the size of an organization. In the case of PPACA, there are two primary groups with significantly distinct compliance rules and regulations – large employers, and smaller employers. Large employers as per the Affordable Care Act are termed ALEs, or Applicable Large Employers, and can face severe fines and […]

Many business obtain liability insurance to cover various issues. At a law firm or an engineering firm, professional liability insurance is crucial. At a therapist’s office or a dental clinic, it’s called medical malpractice. Restauranteurs are obviously concerned about liability protection against employee injuries and food safety issues. But most businesses overlook the unifying liability […]

Leverity Insurance Group, a leading independent, multi-line insurance agency for both corporate and personal clients, has launched a new Responsive Design Website, providing valuable and timely information about risk management solutions. The website is compatible with all mobile devices and platforms, allowing clients to easily access the website on any device, from anywhere, at any […]