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There are a number of popular but inaccurate myths about car insurance. Navigating car insurance can be confusing. Not knowing the facts may lead a car owner to invest in insurance that is not right for their situation. This can lead to spending more money in the long run. Check out the following popular debunked […]

At first glance, the difference between homeowners insurance and renters insurance seems obvious. One is for people who own a home and one is for people who rent. There are, however, other large distinctions concerning the two. Homeowners insurance focuses first and foremost on rebuilding your home. Companies quote rates based on two factors: quality […]

In today’s volatile business environment, preparation is essential to survival. Advance documentation of individual and corporate roles and responsibilities in response to a catastrophic event is the key to recovering your business. But even in the absence of catastrophe, businesses are constantly exposed to risk. Understanding and controlling this risk is the key to maintaining […]

Despite the common perception to the contrary, buying a second home isn’t only for the wealthy. Sometimes people buy a second home when they haven’t had success selling the first one, or for a vacation retreat, or to buy, fix up and sell at a profit, or to rent out. Two homes might be a […]

Professional liability insurance represents just a few of the many overlooked coverages for a large number of organizations across the country. In our increasingly litigious world, liability protection can make the difference between staying in business and failing to do so. In the case of an individual, liability can make the difference between practicing in […]

When choosing an automobile or homeowner policy, there are many decisions that you have to make. One of these decisions often include the option of a personal umbrella policy. But what is this type of policy and how can it protect your family and your assets? What an Umbrella Policy Is A personal umbrella insurance […]

Shippers once relied on the fact that carriers were liable for freight until it was delivered safely at its destination. Recently, however, the contracts negotiated between a shipper and a carrier often blurs the lines of who is responsible in cases of cargo theft, injury or property damage during the transportation of freight. It’s important […]

You may believe that you don’t need renters’ insurance. After all, if anything happens to the apartment, your property, or to your guests the landlord’s insurance will cover it, right? Wrong. Many damages that occur to people or property may not be covered by the landlord’s insurance, especially if you signed a lease that minimizes […]

Risk comes from many sources inside and outside your business. Risk management strategies include evaluating your risk factors and reducing as many risks as possible. You can’t eliminate all potential risks, however, so you also need to create a risk management plan for those hazards you can’t avoid. Evaluate Your Risk – It is never too […]

Cyber attacks are growing increasingly prevalent and menacing across the country. Businesses of all types have proven vulnerable, and large quantities of data have been compromised. There are a number of steps that effectively reduce the likelihood that cyber attackers will successfully penetrate your sensitive data, but there are no guarantees. Even a number of the […]