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A vast amount of information is now stored on computer servers and databases, and it’s growing every day. Because that information has great value, hackers are constantly looking for ways to steal or destroy it. Cyber crime is one of the fastest growing areas of criminal activity. It can be defined as any crime where: […]

Inflation will cause the price of all insurance policies to rise slowly, but you may have noticed that your auto insurance has risen more than normal lately. Most lines of insurance cycle between soft and hard markets over a number of years, which has a direct impact on the price you pay. Now, the auto […]

OVERVIEW On April 3, 2017, President Donald Trump signed into law House Joint Resolution 83 (H.J. Res. 83). This bill nullifies a recordkeeping final rule issued by the Occupational Safety and Health Administration (OSHA). OSHA issued this final rule to amend its recordkeeping regulations and clarify that an employer’s duty to create and maintain work-related […]

Most organizations employ at least one individual who is essential to the company’s success. This person may be a partner, majority stockholder or an individual with expertise that is unmatched throughout the rest of the company. If this person’s exit from the company is planned, such as retirement or voluntary termination, then you can prepare […]

Investing the time and money required to maintain and cultivate a positive working relationship with your tenants can be the difference between amicably settling differences and a costly lawsuit. Working on the relationship also creates value by maximizing tenant cooperation with timely rent payments, property upkeep and longer lease terms. Screening Potential Tenants Conducting a […]

Professional liability insurance covers liability for damages arising from the rendering of or failure to render professional services. Protect yourself and your business from claims not covered by commercial general liability coverage. Professional liability insurance, also referred to as professional indemnity insurance, protects professional personnel against negligence claims made by their patients or clients. Professionals […]

A Winter State of Mind One of the joys of the trucking business is the ability to travel across the country and experience the beauty and differences of roads from coast to coast. However, this also means you have to be prepared for all types of driving conditions. The winter months make for treacherous road […]

Because Commercial Motor Vehicle (CMV) drivers often travel to new cities and towns, they may be unfamiliar with the roadway and feel compelled to read a map or directions while driving. The Large Truck Crash Causation Study (LTCCS) reported that 22 percent of large-truck crashes occurred when CMV drivers were unfamiliar with the roadway. Below […]

The Federal Motor Carrier Safety Administration (FMCSA) mandates that any hauler of goods operating in interstate commerce must comply with their standards of cargo securement. These regulations are based on the North American Cargo Securement Standard Model Regulations, and FMCSA published the standards to reduce the amount of accidents caused by shifting or falling cargo. […]

Much like individuals need car insurance for their personal vehicles, business owners need insurance for the vehicles they use to operate their business. How much coverage a business owner needs depends on how many vehicles they use for their business. How they use those vehicles also affects coverage. Personal Auto Policy vs Business Auto Policy […]