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Professional liability insurance covers liability for damages arising from the rendering of or failure to render professional services. Protect yourself and your business from claims not covered by commercial general liability coverage. Professional liability insurance, also referred to as professional indemnity insurance, protects professional personnel against negligence claims made by their patients or clients. Professionals […]

A Winter State of Mind One of the joys of the trucking business is the ability to travel across the country and experience the beauty and differences of roads from coast to coast. However, this also means you have to be prepared for all types of driving conditions. The winter months make for treacherous road […]

Because Commercial Motor Vehicle (CMV) drivers often travel to new cities and towns, they may be unfamiliar with the roadway and feel compelled to read a map or directions while driving. The Large Truck Crash Causation Study (LTCCS) reported that 22 percent of large-truck crashes occurred when CMV drivers were unfamiliar with the roadway. Below […]

The Federal Motor Carrier Safety Administration (FMCSA) mandates that any hauler of goods operating in interstate commerce must comply with their standards of cargo securement. These regulations are based on the North American Cargo Securement Standard Model Regulations, and FMCSA published the standards to reduce the amount of accidents caused by shifting or falling cargo. […]

Much like individuals need car insurance for their personal vehicles, business owners need insurance for the vehicles they use to operate their business. How much coverage a business owner needs depends on how many vehicles they use for their business. How they use those vehicles also affects coverage. Personal Auto Policy vs Business Auto Policy […]

Protecting your organization from cyber-attacks is vital. However, safeguarding your business data is not enough. Cyber-attacks are increasing in frequency and severity. In October of this year, a massive DDoS attack downed a number of major websites across the United States and Europe. Without access to these sites, numerous companies were unable to perform their […]

Manufacturers insurance provides a variety of coverage to meet your business’ needs. It includes business owner’s insurance (BOP), workers’ compensation insurance, and commercial vehicle coverage. Business Owner’s Insurance (BOP) This protects your business from legal claims and business interruptions. It often provides general liability and loss of income coverage as well. Some examples of covered […]

Small businesses in particular are at risk for cybercrimes. This is due to a variety of factors. Some small businesses cannot afford top of the line cybersecurity while others are still in the start-up phase and have not emphasized smart web practices with their employees. Website Security Website security is not a one-step process. Businesses […]

Human Resources professionals and employees agree: current benefits communications strategies are not working. Less than a fourth of HR professionals believe their employee benefits communication efforts are very effective. Even fewer employees feel they have enough information to make knowledgeable decisions when it comes to their benefits. So what can an employer do to improve […]

There are a number of popular but inaccurate myths about car insurance. Navigating car insurance can be confusing. Not knowing the facts may lead a car owner to invest in insurance that is not right for their situation. This can lead to spending more money in the long run. Check out the following popular debunked […]